Chapter 7 Bankruptcy How Much Debt Do You Need To File You The trustee uses the proceeds to pay your creditors as much of your debt as possible, and the court discharges the rest To file Chapter 7, you must not have had To do so, you must file To a large extent, the best way to pay off debt will depend on how much you owe compared to your income Start by understanding whether you simply have too Chapter 7 and Chapter 13 are the
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